Cilj ovog završnog rada je objasniti razvoj malog i srednjeg poduzetništva u Hrvatskoj, kriterije razvrstavanja, objasniti glavne izvore financiranja malog i srednjeg poduzetništva te prikazati cjelokupnu ponudu alternativnih izvora financiranja koji su dostupni poduzetnicima i što svaki od njih nudi. Mala i srednja poduzeća su pokretači cijelog gospodarstva i zapošljavanja i zbog toga im se pridaje posebna važnost. No najveći problem koji se nalazi pred njima je problem financiranja i on se javlja u svim fazama financiranja. Financiraju se najčešće iz vlastitih sredstava i tuđih sredstava putem kredita iz banaka, leasinga i faktoringa. No vrlo često se nađu u situaciji da se ne mogu financirati tim oblicima financiranja, pa kreću u potragu za alternativnim načinima. Ovaj rad prikazuje cjelokupnu problematiku financiranja malih i srednjih poduzeća u Hrvatskoj i nudi prikaz alternativnih rješenja za malo i srednje poduzetništvo.

The aim of this degree report is to explain development of small and medium entrepreneurship in Croatia, the criteria for classification, explain main sources of financing small and medium entrepreneurship, to show the overall offer of alternative sources of financing that are available to enterpreneurs, and what they offer. Small and medium enterprises are starters of all economy and employment and because of that they are very important. But the major problem that is in front of them is the problem of financing and he appears in all phases of financing. They are financed usually from their own funds and borrowed funds through loans from banks, leasing and factoring. But, they very often find themselfs in the situation that they can not finance through these forms of financing and they start searching for alternative ways. This report shows overall issues of financing small and medium enterprises in Croatia and offers review of alternative solutions for small and medium enterprises.