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undergraduate thesis
Komparativna analiza turističkih kredita po odabranim bankama
2019. urn:nbn:hr:128:047630
Crevar, Petra
Karlovac University of Applied Sciences
Business Department

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Crevar, P. (2019). Komparativna analiza turističkih kredita po odabranim bankama (Undergraduate thesis). Karlovac: Karlovac University of Applied Sciences. Retrieved from https://urn.nsk.hr/urn:nbn:hr:128:047630

Crevar, Petra. "Komparativna analiza turističkih kredita po odabranim bankama." Undergraduate thesis, Karlovac University of Applied Sciences, 2019. https://urn.nsk.hr/urn:nbn:hr:128:047630

Crevar, Petra. "Komparativna analiza turističkih kredita po odabranim bankama." Undergraduate thesis, Karlovac University of Applied Sciences, 2019. https://urn.nsk.hr/urn:nbn:hr:128:047630

Crevar, P. (2019). 'Komparativna analiza turističkih kredita po odabranim bankama', Undergraduate thesis, Karlovac University of Applied Sciences, accessed 19 November 2024, https://urn.nsk.hr/urn:nbn:hr:128:047630

Crevar P. Komparativna analiza turističkih kredita po odabranim bankama [Undergraduate thesis]. Karlovac: Karlovac University of Applied Sciences; 2019 [cited 2024 November 19] Available at: https://urn.nsk.hr/urn:nbn:hr:128:047630

P. Crevar, "Komparativna analiza turističkih kredita po odabranim bankama", Undergraduate thesis, Karlovac University of Applied Sciences, Karlovac, 2019. Available at: https://urn.nsk.hr/urn:nbn:hr:128:047630

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Metadata
TitleKomparativna analiza turističkih kredita po odabranim bankama
AuthorPetra Crevar
MentorMarina Tevčić (mentor)
GranterKarlovac University of Applied Sciences
(Business Department)
Karlovac
Defense date and country2019-05-06, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Abstract
U završnom radu obradit će se pojam zajma. U prvome dijelu bit će prikazani modeli otplate zajma jednakim anuitetima, jednakim otplatnim kvotama te konverzija zajma. Poseban naglasak u radu dan je turističkim kreditima koji su namijenjeni privatnim iznajmljivačima u turizmu, za kupnju, opremanje ili adaptaciju turističkih kapaciteta. Obzirom na to kako se uvjeti kredita razlikuju od banke do banke, rad se bavi njihovom usporedbom na temelju pet banaka u Republici Hrvatskoj: Karlovačka banka d.d., Zagrebačka banka d.d., OTP banka Hrvatska d.d., Raiffeisenbank Hrvatska te Hrvatska poštanska banka d.d.. Izdvojit će se i usporediti najvažniji čimbenici koji utječu na donošenje odluke o ugovaranju kredita. Na samom kraju rada izraĎene su otplatne tablice na izmišljenom primjeru privatnog iznajmljivača koji želi ugovoriti kredit u iznosu od 80.000,00 HRK na rok otplate od 3 godine. Iz ukupnog iznosa anuiteta po isteku roka otplate u konačnici je izdvojena banka koja u ovom trenutku nudi najpovoljnije uvjete turističkog kredita.
Abstract (english)
In the final paper the definition of loan will be elaborated. In the first part of the paper the models of loan repayment by equal annuities, by equal instalment quotes and loan conversion will be presented. Special emphasis will be on tourism loans intended for private renters in tourism, for the purchase, equipping or adaptation of tourist capacities. Given that loan terms differ from bank to bank, the paper deals with their comparison based on five banks in the Republic of Croatia: Karlovačka banka d.d., Zagrebačka banka d.d., OTP banka Hrvatska d.d., Raiffeisenbank Hrvatska and the Hrvatska poštanska banka d.d.. The most important factors influencing the decision making process of loan taking will be extracted and compared. At the very end of the work repayment tables were created on a fictitious example of a private renter who wants to take a loan of 80,000.00 HRK, on a repayment term of 3 years. Out of the total amount of the annuities after the expiry of the repayment deadline, the bank that offers the most favorable terms of the tourist loan is finally exposed
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:128:047630
Study programmeTitle: Hospitality Studies
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
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Created on2019-06-06 08:36:30