The paper analyzes the credit offer of Addiko bank in Croatia for business entities - small craft businesses and limited liability companies. Addiko bank has been operating in Croatia since 1996 and defines itself as a bank focused on lending to small and medium-sized businesses in Central and Southeastern Europe. When lending to business entities, they are not differentiated by structure, but by size, so there is no difference between cratf businesses and limited liability companies, but for each business entity, regardless of its structure, financial and other indicators are analyzed and based on that bank makes a decision on credit approval and credit conditions, if the credit is approved. As a rule, for entrepreneurs, Addiko bank offers loans in the minimum amount of 1,000 euros and the maximum amount of up to 500,000 euros, with a minimum repayment term of one year and a maximum of 5 years. Loans are also available for clients who do not have a business account in Addko bank, but those who do have more favorable conditions. When it comes to lending, the bank treats crafts as legal entities, but if for some reason the ovner of craft business cannot obtain a loan as a business entity, then he can request credit as a citizen. For micro and small businesses, which craft businesses mostla are, lending when starting a business can be difficult, but in that case the bank offers more favorable lending in cooperation with state institutions such as HBOR and HAMAG-BICRO. In this case, interest rates can be significantly lower. Addiko bank offers the following loans to business entities for financing working capital: short-term credit with the use of an overdraft on a transaction account, revolving credit, loan for working capital and a framework for financial monitoring and limit. In addition, the bank offers business entities that are its clients other types of financial support in the form of credit cards, packages with a transaction account, protection against market risks, etc.